Economics-based personal finance
Economics-based personal finance for serious household decisions
Most personal finance advice starts with rules of thumb. Robert Puelz starts with economics. Essays, podcast vignettes, and teaching materials for readers who want more than slogans.
What this site is about
Personal finance is not a collection of disconnected tips
It is a set of linked household decisions made under uncertainty. How much can you spend? How much should you save? When should you retire? These questions belong together. Economics gives them a common framework — one built on how households actually work, not on rules of thumb.
The core idea
Rules of thumb are easy to remember. They are also easy to misuse.
Economics-based personal finance asks a better question: given your resources, risks, taxes, preferences, family situation, and future uncertainty, what choices support the best living standard over time? That question is harder. It is also more useful.
Read: What Is Life-Cycle Economics? →Latest writing
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This site is the library of ideas. Moneygimme is the classroom — short lessons, decision frameworks, and a practical route through the household questions that matter most.